(Northern Illinois, USA)
In a non-profit 501c3 ministry, can the ministry pay for travel insurance for the traveling minister when it includes a death benefit for the spouse (as well as other things)?
If Minister Bob is going to Africa to preach and teach in churches there and the ministry is buying his ticket and paying his expenses, can the ministry also pay for travel insurance? (Such as TravelGuard or any of the others out there?)
The coverage usually involves medical coverage, repatriation of remains, emergency evacuation, a death benefit for the spouse, cancellation insurance, etc.
Sometimes there is even an option for travel insurance while purchasing the airfare.
So... Can the ministry pay for this? Is it okay to have the spouse and other family members be the beneficiary? Would all this need to be included in the compensation package for the ministry?