The example of a church budget below will give you an idea where to start creating a budget for your own church.
Some people dread the concept of budgeting, but you should "think of preparing an annual budget as a way to require the church to consider the priorities of its congregation.
There is a limit to the donations expected to be received, and therefore also a limit to the services that can be offered. The budgeting process can assist wit the prioritization of your church's goals." excerpt from the Church Accounting How To Guide.
When using the following example of a budget, keep a few key points in mind:
Cash Plate Offerings
Sunday School Offerings
Interest & Dividend Income
Debt Retirement Fund
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No matter how carefully and thoughtfully you work through your budget process, situations can change. To help you anticipate what these changes will mean for your church, you may want to prepare a forecast.
Budgets are typically created annually and stay stable throughout the year. Forecasts are used as a "what if" tool and are useful when change is anticipated. A forecast is not meant to replace a budget, but to give the administration tools to understand and plan for the changes before they occur. (taken from Church Accounting: How To Guide)
See step by step instructions on creating and developing a forecast in the Church Accounting: How To Guide. The author details how to set up a spreadsheet you can use to create an effective forecast in Chapter 8 or how to take the accounting spreadsheets offered on this site and add three columns to the Budget to Actual worksheet to make a very effective forecasting tool.
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