What should a minister's paycheck look like??? HELP
I have been a minister for 5 years now and I need some help figuring out how my paychecks should be cut to me. For the first 2 years of being a minister I received one paycheck and had my housing allowance included in that. At my current church I get 2 paychecks every pay period. (Have never understood why) One check is just a regular check with SS, medicare, federal, and state taken out of it. My other check is what is designated for my housing allowance and nothing at all is taken out of it. I have finished my taxes and I owe a significant amount. They told me because they housing check is subject to self employment taxes (SS and medicare). I always used to get a return back at my old church when i received one check. I have not opted out of social security. I am just so confused. Can someone please help me???