Housing Allowance and Schedule A Double Dip

by Janet
(Virginia)

If mortgage interest and real estate taxes are deducted on Schedule A, is it also ok to include those same amounts in the housing allowance that is excluded from income? If so, is that not double-dipping? Also, is there a different answer if the minister is retired and receives a housing allowance as part of the pension package.

1Comments

Double Deduction Legal in this Case

VVickey

Yes. It is legal to deduct those expenses on your Schedule A and also to exclude from your income those eligible housing allowance expenses.

"A housing allowance is an exclusion from income, and mortgage interest is a deduction."

http://www.guidestoneretirement.org/FormsandFAQs/FAQs/Housing%20Allowance.aspx#FFEFF25B7D4840F78EB95590E6AD5FCC